Estimates only (2026 rates). Actual SSI depends on living situation, assets, etc. Check ssa.gov.
Disclaimer:
The SSI calculator on this website is not an official tool from the Social Security Administration. It is provided for informational purposes only and offers estimated results based on general SSI rules. Actual benefit amounts may vary depending on your full financial details and eligibility review by the Social Security Administration. For official determinations, you should apply directly through the SSA or contact a qualified representative.
Supplemental Security Income (SSI) is a federal program that provides monthly cash assistance to eligible individuals who are aged 65 or older, blind, or disabled and have limited income and resources. SSI helps cover basic needs like food, clothing, and shelter and is separate from Social Security retirement or disability insurance benefits. In 2026, the maximum federal SSI benefit for individuals is about $994 per month and around $1,491 for couples, though the actual amount depends on your income and living situation.
To help estimate how much SSI you might receive, usbenefitsinfo.com offers an SSI Calculator that approximates your monthly benefit using current SSI rules and benefit rates. This online tool isn’t an official SSA calculator but can give you a helpful estimate before applying.
How to Use the SSI Calculator
Select “State” – Choose your state of residence (optional but may affect supplements).
Choose Filing Status – Pick Individual or Couple depending on your household.
Enter Income:
Earned Income – wages, self-employment, etc.
Unearned Income – pensions, SSDI, unemployment, etc.
If you are retired and have no current earnings, simply enter 0 for earned income.
Click “Calculate” – The tool will display your estimated SSI benefit, your countable income, and any state supplement.
This calculator can be a useful first step in planning or understanding your potential SSI benefit before contacting the Social Security Administration or applying for benefits.